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I think that's your issue (20K) to be honest. If the car is pretty standard you could in theory replace it with a fresh import for just over half of that to be honest. Remember PW are on the MLR too so they know how much a VI GSR goes for on here as well if you are comparing like for like. As someone else said if it was a red TME or similar 20K sure at the moment.
 

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I think that MidnightE6 has hit a nail on the head about insurance and agreed values. Not saying that you are likely to at all as I expect it's your pride and joy like most on here. BUT they can't insure it for an agreed fee over the top and leave themselves open to an 'insurance job' if you get what is being written here.

I assume it's not one like the Icelle Blue pair recently both mint and 7500K and 12500K miles each? IF so then YES worth a lot more than market but would also have proof that they were.
 

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Yeah I agree that the significantly more than market value I've asked for will likely be the issue. Now I'm wondering if its even worth going for a agreed value policy, rather than a normal market value payout policy
Well it kinda depends on lots of things. PaceWard are decent insurers to deal with so well worth taking their advice over the phone I think maybe tomorrow. None of us on here know your personal insurance circumstances, like age, experience, claims history, and all the other stuff that you don't need to post up on here.

All I can say is that I insured my car with them originally for what I paid for it and have now upped the value in line with the market. All I am interested in is should the worst happen, can I get it repaired/replaced.

I would persevere and take their advice making sure you provide them with ALL your info on the car like mods, plans for it and that.
 
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