Lancer Register Forum banner

1 - 9 of 9 Posts

·
Premium Member
Joined
·
779 Posts
Discussion Starter · #1 ·
Just curious if anyone here is, i'm not here to start an argument on whether each evo is a classic or not, however after a bit of research online it seems a lot of people are insuring cars that aren't commonly thought of as 'classics' on a classic policy. For a lot of insurers providers it seems the main criteria are it's a second car, annual mileage is quite low and it is in someway or another a specialist vehicle (be it a classic, future classic, high performance etc.)

I thought i'd have a try with my 8, as it's nearing 14 years old. Classic Line were happy to quote me, although the premium was pretty high - however classic car policies don't make use of no claims, so it would mean i'd have 8 years NCB to put on my main car policy.

I've not done enough comparison to work out if that's worthwhile yet.

If anyone has any experience with other providers or can name others worth a try i'd appreciate it.

Also thought the NCB info might help some people
 

·
Premium Member
Joined
·
779 Posts
Discussion Starter · #3 ·
The last classic policy I had the car had to be over 20 years old so only early evos would apply. All classic insurers have different requirements though.

Classic policies are super cheap, I was paying £200 (0NCB) with Footman James when my normal policy was £1200.
From what i can gather from my last call with Classic Line it's all down to what underwriters will agree. She said had my evo not been modified, or at least not modified for performance, i'd have much more competitive quotes.
 

·
Premium Member
Joined
·
1,763 Posts
As above, different companies have different rules. I have 3 cars on classic car insurance with footman James. On cover with them I have a 1995 Fiat Coupe turbo, 1995 e36 m3 and a 1990 2wd Saph cosworth and it costs less than £450 for the year for all 3 of them without no claims bonus being used and I was 29 when the policies were taken out. They are all on 3k mile policies. I have a family fleet cover with pace ward however as my evos aren't old enough. Maybe 2018 when my V is 20 years old or maybe not because it's a Japanese import.
 

·
acting daft since 1969
Joined
·
19,579 Posts
while classic car policys may seem cheaper many have restricted milage ,i know my my rally car policy is dirt cheap im restricted to just 1000 non competition miles a year
 

·
Premium Member
Joined
·
779 Posts
Discussion Starter · #7 ·
while classic car policys may seem cheaper many have restricted milage ,i know my my rally car policy is dirt cheap im restricted to just 1000 non competition miles a year
Don't suppose you would share who that's with?

Restricted mileage isn't an issue, it's not my daily!
 

·
Premium Member
Joined
·
10,004 Posts
Been insured with Comp car since 2005 ... no cap on mods or bhp , cost me £410 3k miles a year .. you must have a msa competition licence and garaged .
 
1 - 9 of 9 Posts
Top