Go Back   Mitsubishi Lancer Register Forum > General Stuff > Lancer Chat

Reply
 
Thread Tools Rating: Thread Rating: 14 votes, 4.79 average. Display Modes
Old 03-02-2009, 17:33   #61
Evosteve
Super street sprinter ???
 
Evosteve's Avatar
 
Join Date: Oct 2005
Location: Aberdeenshire
Car: Electric blue IX fq 300 413 bhp 401 torque
My Car
Posts: 611
Andy did'nt say you couldn't get it cheaper. never even heard of Nowell and Richards i just don't think its fair to compare the likes of PW, Keith Michaels with Admiral,elephant etc.

My renewals due soon got a number for Nowell and Richards
__________________
400/400 thanks to Wallace performance
Evosteve is offline   Reply With Quote
Old 03-02-2009, 17:39   #62
corky_79
Senior User
 
Join Date: Apr 2007
Location: North west
Car: Evo VII RS (currently white)
My Car
Posts: 31,025
I've had cheap insurance before, and I have also had the worst time trying to get a claim paid.

Trust me, the cheapest premium isn't always the best.
corky_79 is offline   Reply With Quote
Old 04-02-2009, 10:50   #63
InsBro
Moderator
 
InsBro's Avatar
 
Join Date: Nov 2001
Location: Pace Ward Ltd.Ralliart Mitsubishi & MLR Official Insurance Broker 01782 286311
Car: Lambo Huracan LP610 & Porsche Cayenne S Diesel
My Car
Posts: 7,590
Quote:
Originally Posted by Barry P. View Post
Jeremy, what's the situation regarding trackers with your new underwriters? I asked for a quote when I bought my Evo IX about 14 months ago and was told my make of tracker ,which incidentally meets all of the recognised Thatcham guidelines, was not acceptable by your company and that I would have to fit a different make (RAC Trackstar if I remember correctly).This was not a viable option so I went to Keith Michaels who were quite happy with the Thatcham approved tracker that was fitted so they had my business.
We always accept cat 5 tracking if its not a requirement we give a good discount for having it fitted.

Jez
__________________
We can cover cars over 700, 800 & 1000bhp some of our rivals can't
We constantly tweak the MLR policy to stay way ahead of the competition

Stand alone track day cover at all track days even for none PW policyholders.

PWMLRSS sponsors 2010, 2011, 2012, 2013, 2014, 2015 & 2016 Follow us on FaceBook New Website Launched 07/16 www.Paceward.com
InsBro is offline   Reply With Quote
Old 04-02-2009, 11:13   #64
And
Registered User
 
Join Date: Dec 2005
Location: Bristol
Car: Evo VIII GSR, Black with red leather interior, Do-Luck wide arch kit, Rota GTR rims 265 tyres
My Car
Posts: 2,580
Send a message via MSN to And
<removed - this is not a recommendations thread - but about the MLR insurance on line request form>
__________________
And is offline   Reply With Quote
Old 04-02-2009, 11:16   #65
davie-evo4
Regional Organiser
 
davie-evo4's Avatar
 
Join Date: Mar 2008
Location: glasgow
Car: A slow yin
My Car
Posts: 8,569
Quote:
Originally Posted by InsBro View Post
Wait for the guarantee to beat
When ???
__________________
"get the **** with it and make it ******* happen"

Tony Beets.....The Legend.
davie-evo4 is offline   Reply With Quote
Old 04-02-2009, 11:47   #66
InsBro
Moderator
 
InsBro's Avatar
 
Join Date: Nov 2001
Location: Pace Ward Ltd.Ralliart Mitsubishi & MLR Official Insurance Broker 01782 286311
Car: Lambo Huracan LP610 & Porsche Cayenne S Diesel
My Car
Posts: 7,590
Quote:
Originally Posted by davie-evo4 View Post
When ???
It will initially for limited periods only 1 week per month or similar

IF it doesn’t have a negative effect on the claims ratio it will run longer each time.


The scheme was set up to give good value to members, be able to cater for track days, Sprints & modifications (1100 bhp so far!).

One part of the criteria for the MLR was for it to last and be a long term benefit for members. It would be quite easy to write rates that capture almost all members but the scheme would only survive for 12-18 months

We are continually tweaking the policy to keep it ahead of the competition which at the moment we are quite far in front, some of these enhancements may not be relevant to all but its good for them to be there "just in case".


Jez
__________________
We can cover cars over 700, 800 & 1000bhp some of our rivals can't
We constantly tweak the MLR policy to stay way ahead of the competition

Stand alone track day cover at all track days even for none PW policyholders.

PWMLRSS sponsors 2010, 2011, 2012, 2013, 2014, 2015 & 2016 Follow us on FaceBook New Website Launched 07/16 www.Paceward.com
InsBro is offline   Reply With Quote
Old 04-02-2009, 11:50   #67
cossie1
Registered User
 
cossie1's Avatar
 
Join Date: Jun 2004
Car: Evoless :(
My Car
Posts: 17,183
Quote:
Originally Posted by InsBro View Post
It will initially for limited periods only 1 week per month or similar
I can see a problem with that.

As there are 4-5 weeks in a month, then loads are going to missout still
cossie1 is offline   Reply With Quote
Old 04-02-2009, 12:04   #68
dal.a
Get out while you can.
 
dal.a's Avatar
 
Join Date: Feb 2006
Location: Essex
Car: 535d M Sport, , X5 3.0d Sport, Clio V6, Clio 172 Track car
My Car
Posts: 8,807
Im with A plan (who have been great so far) as PW couldnt get near their quote last year but i will try again as you'd be a fool not to.

The whole point of this thread isnt that PW are the cheapest because they are working with the MLR its that they will ( prob ) provide the best whole round package as a specialist Lancer insurer.

As said " you get what you pay for " and i hope it dont bite me or others in the bum if it ever comes to the crunch over a couple of hundred quid.
__________________
MLR Fantasy Football Champion 2009/2010, 2011/2012 & 2012/2013
dal.a is offline   Reply With Quote
Old 04-02-2009, 12:04   #69
H3rmaN
Registered User
 
Join Date: Oct 2008
Location: NE Scotland
Car: Evo V GSR
My Car
Posts: 1,889
I would like to get a quote from Pace Ward to see how they compare to others, but they said they wouldn't quote me until I was 23.

I'm currently 21, so looks like they (and most other insurers like A-Plan, Adrian Flux, Sky Insurance, etc) are out of the question until I turn 23 (25 for some insurers).

Currently with Elephant who were not only the cheapest, but when I had an accident they were quick about it. Took them about 2 weeks to give the go ahead (sent out an assessor, etc) then after that it was just a matter of waiting for parts to arrive from Mitsu.
__________________
H3rmaN is offline   Reply With Quote
Old 04-02-2009, 12:12   #70
marksmart
Registered User
 
Join Date: Jul 2007
Car: Evo 9 FQ300 - Tuned to 447 bhp with 398 lbs (high) / 398 bhp with 359 lbs (low)
My Car
Posts: 5,486
Send a message via MSN to marksmart
Quote:
Originally Posted by insaneyouth View Post
when i get my renewal through i phone around to see if anyone can beat it, if they do i usually don't bother seeing if the company i was with before can beat it. the way i see it they should give me their best quote, if they don't then my business will go else where.
when i price up any work i will give the client my best price, if someone comes in under me then i don't get a second chance. i can't see why insurance companies/brokers don't do the same, they are just to busy trying to fleece us out of as much money as they can
agreed, the question "What's your best quote so far?", simply says to me if I was originally better by £150 I only need now to save say £40 to give the customer a smaller saving to make him happy allowing for the insurance company to be £110 quid better off in the bank for the sake of asking the question.

Anyone who says to me I have a revised priced was either (a) unable to read the figure of the screen the first time (b) has lowered a margin somewhere so the company get the business and a smaller profit (c) modified one of the other aspects like excess to match and better.......If you first price was your best price then the trust remains.....even if your slightly more, you'll be consider for next years quote as you have MY interest at heart. Trying to rip me off on day one by raising the quote for your own benefits make me wonder how they're gonna argue the pay out amount to yet again keep more of my money in their account.

If we are forced to take insurance which we are by law, then the least that could be done is to have some governing bodies to make sure that all brokers act in the same way, which ultimately means the brokers quoted figures will all be the same and we are using them for reasons of loyalty, and the service they give, which is what brokerage should be all about any way.

Rant over!!!

Regards

Mark
__________________
Running at 447 bhp / 397 lbs @ 1.8 bar (High) - 398 bhp / 359 lbs @ 1.5 bar (low)

Walbro 255 / Sard 700cc Injectors / Perrin 1000 bhp rated Intercooler / Turbo Technics S209 / Mongoose Exhaust, Downpipe & De-cat / HKS Racing Suction Kit / Turbosmart Eboost-2 / Performance Friction Disc's & Pads / EcuFlash twin maps with pops & bangs.
marksmart is offline   Reply With Quote
Old 04-02-2009, 12:13   #71
And
Registered User
 
Join Date: Dec 2005
Location: Bristol
Car: Evo VIII GSR, Black with red leather interior, Do-Luck wide arch kit, Rota GTR rims 265 tyres
My Car
Posts: 2,580
Send a message via MSN to And
When I was with Adrian flux and had an accident with my previous car (write off) they agreed payment and a cheque was recieved for the full value (less excess) with in three weeks. So for me they were good after the event, but for other I believe they weren't. Its always dependent on your own circumstances.
I can't agree more with "you get what you pay for" but most of the time its a case of "we'll see how much we can make you will pay for"

Andy

PS I agree with above too,added as I was adding my own
__________________

Last edited by And; 04-02-2009 at 12:15..
And is offline   Reply With Quote
Old 04-02-2009, 12:15   #72
RMC
In need of an Evo
 
Join Date: Feb 2007
Location: N.Ireland
Car: EX BANG BANG 450/420 EVO IX, M5. Now 2 vxrs
My Car
Posts: 1,231
i tried yesterday and dont cover people in N.I, think ill stay with admiral muti car, evo IX, disco 3, vtr all for 1300 fully comp
RMC is offline   Reply With Quote
Old 04-02-2009, 12:30   #73
rezerection
Registered User
 
Join Date: Jul 2008
Posts: 120
what are u like on early Evo as the 1-2-3 owners will all know that most insurance companys wont insure them and when they do its like £500 more than if u were to get a quote on a 4 onwords
rezerection is offline   Reply With Quote
Old 04-02-2009, 13:21   #74
450 boy
Senior User
 
Join Date: Jul 2003
Location: leicester
Car: Evo 6 RS 450
Posts: 107
I have been with PW for years. I now have 4 cars insured with them. Good service and good prices.
__________________
simon
450 boy is offline   Reply With Quote
Old 04-02-2009, 14:27   #75
InsBro
Moderator
 
InsBro's Avatar
 
Join Date: Nov 2001
Location: Pace Ward Ltd.Ralliart Mitsubishi & MLR Official Insurance Broker 01782 286311
Car: Lambo Huracan LP610 & Porsche Cayenne S Diesel
My Car
Posts: 7,590
Quote:
Originally Posted by This ia almost a FAQ View Post
agreed, the question "What's your best quote so far?", simply says to me if I was originally better by £150 I only need now to save say £40 to give the customer a smaller saving to make him happy allowing for the insurance company to be £110 quid better off in the bank for the sake of asking the question.
We use this as a benchmark it tells us if we are close then we could get underwriters to flex a little - if we are miles off then we know immediately


Quote:
Originally Posted by This ia almost a FAQ View Post
Anyone who says to me I have a revised priced was either (a) unable to read the figure of the screen the first time (b) has lowered a margin somewhere so the company get the business and a smaller profit (c) modified one of the other aspects like excess to match and better.......If you first price was your best price then the trust remains.....even if your slightly more, you'll be consider for next years quote as you have MY interest at heart. Trying to rip me off on day one by raising the quote for your own benefits make me wonder how they're gonna argue the pay out amount to yet again keep more of my money in their account.
A broker adding £100 would only benefit from there commission percentage 10-15% tops but that is after the IPT deduction.


Quote:
Originally Posted by This ia almost a FAQ View Post
If we are forced to take insurance which we are by law, then the least that could be done is to have some governing bodies to make sure that all brokers act in the same way, which ultimately means the brokers quoted figures will all be the same and we are using them for reasons of loyalty, and the service they give, which is what brokerage should be all about any way.
PW comply 100% with the FSA (the governing body) believe me I wish all others did

Jez
__________________
We can cover cars over 700, 800 & 1000bhp some of our rivals can't
We constantly tweak the MLR policy to stay way ahead of the competition

Stand alone track day cover at all track days even for none PW policyholders.

PWMLRSS sponsors 2010, 2011, 2012, 2013, 2014, 2015 & 2016 Follow us on FaceBook New Website Launched 07/16 www.Paceward.com
InsBro is offline   Reply With Quote
Mitsubishi Lancer Register
Reply


Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump




All times are GMT. The time now is 21:12.


Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.